Previously Known As : Uti Liquid Cash Plan
Uti Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 6
Rating
Growth Option 13-03-2026
NAV ₹4458.31(R) +0.01% ₹4501.52(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.27% 6.91% 5.9% 5.64% 6.1%
Direct 6.37% 7.0% 5.99% 5.73% 6.18%
Benchmark
SIP (XIRR) Regular 5.98% 6.67% 6.5% 6.03% 5.96%
Direct 6.07% 6.76% 6.6% 6.12% 6.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.74 11.06 0.69 1.2% -6.36
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 27585 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
Mahindra Manulife Liquid Fund 5
UTI Liquid Fund 6
Aditya Birla Sun Life Liquid Fund 7

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
UTI Liquid Fund - Direct Plan - Monthly IDCW 1044.5
0.0800
0.0100%
UTI Liquid Fund - Regular Plan - Weekly IDCW 1053.06
0.0700
0.0100%
UTI Liquid Fund - Direct Plan - Daily IDCW (Reinvestment) 1063.79
-0.1000
-0.0100%
UTI- Liquid Cash Plan- Discontinued - Regular Plan - Monthly Dividend Option 1065.06
0.0700
0.0100%
UTI Liquid Fund - Regular Plan - Monthly IDCW 1116.07
0.0800
0.0100%
UTI- Liquid Cash Plan- Discontinued -Regular Plan Periodic Dividend Option 1133.3
0.0800
0.0100%
UTI Liquid Fund - Regular Plan - Fortnightly IDCW 1154.36
0.0800
0.0100%
UTI Liquid Fund - Direct Plan - Weekly IDCW 1154.5
0.0800
0.0100%
UTI Liquid Fund - Direct Plan - Fortnightly IDCW 1155.18
0.0800
0.0100%
UTI Liquid Fund - Regular Plan - Daily IDCW (Reinvestment) 1173.58
0.0800
0.0100%
UTI Liquid Fund - Regular Plan - Half-Yearly IDCW 1368.71
0.1000
0.0100%
UTI Liquid Fund - Direct Plan - Half-Yearly IDCW 1546.41
0.1100
0.0100%
UTI Liquid Fund - Regular Plan - Flexi IDCW 1620.21
0.1100
0.0100%
UTI Liquid Fund - Direct Plan - Flexi IDCW 1630.58
0.1200
0.0100%
UTI Liquid Fund - Regular Plan - Quarterly IDCW 1856.2
0.1300
0.0100%
UTI Liquid Fund - Direct Plan - Quarterly IDCW 1869.7
0.1400
0.0100%
UTI Liquid Fund - Regular Plan - Annual IDCW 1965.85
0.1400
0.0100%
UTI Liquid Fund - Direct Plan - Annual IDCW 1979.71
0.1400
0.0100%
UTI- Liquid Cash Plan- Discontinued - Regular Plan -Growth 4045.65
0.2800
0.0100%
UTI- Liquid Cash Plan - Regular Plan - Growth Option 4458.31
0.3100
0.0100%
UTI- Liquid Cash Plan - Direct Plan - Growth Option 4501.52
0.3300
0.0100%

Review Date: 13-03-2026

Beginning of Analysis

In the Liquid Fund category, UTI Liquid Fund is the 6th ranked fund. The category has total 33 funds. The UTI Liquid Fund has shown an excellent past performence in Liquid Fund. The fund has a Jensen Alpha of 1.2% which is higher than the category average of 1.1%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.74 which is higher than the category average of 5.33.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

UTI Liquid Fund Return Analysis

  • The fund has given a return of 0.41%, 1.43 and 2.91 in last one, three and six months respectively. In the same period the category average return was 0.41%, 1.41% and 2.87% respectively.
  • UTI Liquid Fund has given a return of 6.37% in last one year. In the same period the Liquid Fund category average return was 6.29%.
  • The fund has given a return of 7.0% in last three years and ranked 13.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.93%.
  • The fund has given a return of 5.99% in last five years and ranked 12th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.93%.
  • The fund has given a return of 6.18% in last ten years and ranked 10th out of twenty eight funds in the category. In the same period the category average return was 6.11%.
  • The fund has given a SIP return of 6.07% in last one year whereas category average SIP return is 6.0%. The fund one year return rank in the category is 12th in 35 funds
  • The fund has SIP return of 6.76% in last three years and ranks 14th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.81%) in the category in last three years.
  • The fund has SIP return of 6.6% in last five years whereas category average SIP return is 6.35%.

UTI Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.40
    		0.34 | 0.42 11 | 37 Good
    3M Return % 1.41
    1.38
    		1.23 | 1.43 8 | 37 Very Good
    6M Return % 2.86
    2.80
    		2.52 | 2.90 7 | 37 Very Good
    1Y Return % 6.27
    6.15
    		5.63 | 6.33 7 | 37 Very Good
    3Y Return % 6.91
    6.79
    		6.21 | 6.97 7 | 35 Very Good
    5Y Return % 5.90
    5.79
    		5.21 | 5.95 7 | 34 Very Good
    7Y Return % 5.64
    5.52
    		4.99 | 5.76 7 | 33 Very Good
    10Y Return % 6.10
    6.00
    		5.45 | 6.20 6 | 27 Very Good
    15Y Return % 7.06
    7.01
    		6.46 | 7.35 10 | 21 Good
    1Y SIP Return % 5.98
    5.86
    		5.27 | 6.04 6 | 35 Very Good
    3Y SIP Return % 6.67
    6.57
    		6.00 | 6.74 8 | 33 Very Good
    5Y SIP Return % 6.50
    6.21
    		5.30 | 6.57 7 | 32 Very Good
    7Y SIP Return % 6.03
    5.84
    		5.20 | 6.07 6 | 31 Very Good
    10Y SIP Return % 5.96
    5.86
    		5.30 | 6.00 4 | 25 Very Good
    15Y SIP Return % 6.42
    6.28
    		5.68 | 6.45 2 | 21 Very Good
    Standard Deviation 0.20
    0.19
    		0.16 | 0.20 22 | 34 Average
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 15 | 34 Good
    Sharpe Ratio 5.74
    5.33
    		2.51 | 6.28 9 | 34 Very Good
    Sterling Ratio 0.69
    0.68
    		0.62 | 0.70 7 | 34 Very Good
    Sortino Ratio 11.06
    8.76
    		1.62 | 13.83 9 | 34 Very Good
    Jensen Alpha % 1.20
    1.10
    		0.52 | 1.27 7 | 34 Very Good
    Treynor Ratio -6.36
    -6.76
    		-9.68 | -6.02 10 | 34 Good
    Modigliani Square Measure % 10.38
    10.08
    		8.00 | 10.80 9 | 34 Very Good
    Alpha % -0.72
    -0.80
    		-1.41 | -0.65 9 | 34 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.41 0.39 | 0.43 13 | 38 Good
    3M Return % 1.43 1.41 1.30 | 1.44 10 | 38 Very Good
    6M Return % 2.91 2.87 2.69 | 2.93 10 | 38 Very Good
    1Y Return % 6.37 6.29 5.85 | 6.41 13 | 37 Good
    3Y Return % 7.00 6.93 6.58 | 7.05 13 | 35 Good
    5Y Return % 5.99 5.93 5.62 | 6.08 12 | 34 Good
    7Y Return % 5.73 5.65 5.23 | 6.06 13 | 33 Good
    10Y Return % 6.18 6.11 5.69 | 6.44 10 | 28 Good
    1Y SIP Return % 6.07 6.00 5.63 | 6.10 12 | 35 Good
    3Y SIP Return % 6.76 6.71 6.32 | 6.81 14 | 33 Good
    5Y SIP Return % 6.60 6.35 5.47 | 6.64 12 | 32 Good
    7Y SIP Return % 6.12 5.97 5.37 | 6.16 11 | 31 Good
    10Y SIP Return % 6.05 5.98 5.65 | 6.11 9 | 26 Good
    Standard Deviation 0.20 0.19 0.16 | 0.20 22 | 34 Average
    Semi Deviation 0.15 0.15 0.13 | 0.16 15 | 34 Good
    Sharpe Ratio 5.74 5.33 2.51 | 6.28 9 | 34 Very Good
    Sterling Ratio 0.69 0.68 0.62 | 0.70 7 | 34 Very Good
    Sortino Ratio 11.06 8.76 1.62 | 13.83 9 | 34 Very Good
    Jensen Alpha % 1.20 1.10 0.52 | 1.27 7 | 34 Very Good
    Treynor Ratio -6.36 -6.76 -9.68 | -6.02 10 | 34 Good
    Modigliani Square Measure % 10.38 10.08 8.00 | 10.80 9 | 34 Very Good
    Alpha % -0.72 -0.80 -1.41 | -0.65 9 | 34 Very Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Liquid Fund NAV Regular Growth Uti Liquid Fund NAV Direct Growth
    13-03-2026 4458.3109 4501.5155
    12-03-2026 4457.9975 4501.1867
    11-03-2026 4457.6571 4500.8307
    10-03-2026 4456.987 4500.1417
    09-03-2026 4456.2103 4499.3452
    06-03-2026 4454.32 4497.3996
    05-03-2026 4453.6651 4496.7261
    04-03-2026 4453.086 4496.129
    02-03-2026 4451.7699 4494.7756
    27-02-2026 4449.8176 4492.7675
    26-02-2026 4449.0872 4492.0177
    25-02-2026 4448.4005 4491.3122
    24-02-2026 4447.8113 4490.7049
    23-02-2026 4447.1525 4490.0275
    20-02-2026 4445.0834 4487.9015
    19-02-2026 4444.2694 4487.0674
    18-02-2026 4443.582 4486.3611
    17-02-2026 4443.0065 4485.7677
    16-02-2026 4442.26 4485.0018
    13-02-2026 4440.2491 4482.9347

    Fund Launch Date: 23/Jun/2003
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: Crisil LiquidFund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.